Visa® Credit Card Benefits from Town and Country Credit Union
Here's what you can expect with any credit card you apply for with Town & Country.
- No Annual Fee†: No extra payments just for keeping your card.
- Local Service: Need assistance? Call your local Town & Country branch for help from our North Dakota team.
- Manage Your Cards: Lock and unlock your card within TCCU Online so you're always in control of who can access your card.
- Tap to Pay: Enjoycontactless payment at compatible retailers so you can breeze through the checkout line.
- 24/7 Roadside Dispatch: Dependable pay-per-use service so you can get help no matter where you are.
- Visa Zero Liability‡: Make purchases without worrying about unauthorized charges — because you won't be held responsible for them.
- Connect to Your Mobile Wallet: Attach your Visa® credit card to your phone's Mobile Wallet using Apple Pay, Google Pay, Samsung Pay, or Garmin Pay.
The Right Credit Card For Every Town & Country Member
From everyday savings to a simple way to build credit, we've got a Visa credit card for you.
*Approval is dependent on credit and underwriting factors. Terms, conditions and restrictions may apply and are subject to change. †Fee for foreign purchases – 1% of each transaction in US dollars; Balance transfer fee – 1.5%, minimum of $5; Cash advance fee – 4%, minimum of $10; Late payment fee – up to $28; Returned payment fee – up to $25. **Credit limits greater than or equal to $5,000 require a checking account with direct deposit. ‡Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
What do I need to apply for a credit card with Town & Country?
See which Town & Country Credit Union Visa® credit card you qualify for by filling out our easy online application. Simply add some of your personal and financial details to get the ball rolling.
Apply now!
We offer Visa® Credit Cards in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.
Resources for Existing Cardholders
Redeeming Cash Back
View and redeem your cash back by clicking on Credit Card within TCCU Online. You can apply your earnings to your credit card balance or deposit it into your Town & Country account.
- Cash Back redemption can only be accessed using TCCU Online through an internet browser, not the mobile app.
- Don't have TCCU Online access? Sign up for online access or let us help you redeem your cash back by calling 1-800-872-6358.
Plus, earn additional cash back when shopping at select retailers! View bonus Cash Back offerings by logging into TCCU Online using an internet browser. Click Credit Card, then click on Rewards to view and activate bonus offers.
Redeeming Rewards Points
If you are currently earning rewards points with your Visa Signature® (cards opened before 9/1/22), you can redeem and check your points:
Switch from Rewards Points to Cash Back
If you currently earn Rewards Points and want to switch to Unlimited Cash Back, you may update your Rewards choice. To process this change, we will close your current credit card and issue a new one which you will receive in 7-10 business days.
Making a Credit Card Payment
Apply for a Credit Card or a Limit Increase
Reliable and Positive.
I chose Town & Country because they are reliable. Town & Country has helped me get a loan for my car and, secondly, to get a loan for my church instruments... It’s always positive anytime I come, so I’m very happy to be with Town & Country.
Titus | Member Since 2019
Non-Profit Leader
Watch Full Testimonial
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