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TCCU Online

ACH Origination for Businesses

Save money, improve cash flow and gain enhanced security with ACH origination for your business or ag operations. ACH Origination allows you to: 

  • Make payments to vendors.
  • Collect payments from customers.
  • Process payroll direct deposits.
  • Move funds between business accounts at other financial institutions.


All within TCCU Online for Business.

How it Works

  • Apply to be an ACH Originator (fill out the Contact Us form below). 
  • Once approved and an agreement is signed, ACH access will be added within TCCU Online for Business.
  • Businesses will then obtain authorization from vendors, employees or customers to send or receive funds.
  • Within TCCU Online for Business, create and submit templates (instructions for the Credit Union to process your transactions).
  • Transactions settle within 1-3 business days, with Same-Day ACH available.


Fees apply, but some are waived for nonprofit members. For full details on ACH Origination within TCCU Online for Business, see the ACH and Wires Member Guide.

Ready to apply for ACH Origination for your business or have additional questions? Fill out the form below and a member of our business team will be in touch.

Contact Us

Reliable and Positive.

I chose Town & Country because they are reliable. Town & Country has helped me get a loan for my car and, secondly, to get a loan for my church instruments... It’s always positive anytime I come, so I’m very happy to be with Town & Country.
Titus | Member Since 2019
Non-Profit Leader
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