Request a Credit Increase

Use the form below to apply for an increase to the credit limit on your Town & Country Credit Union Visa® Credit Card.

Increasing your card's credit limit can offer several benefits, including:

• Increased Purchasing Power: An increased limit can be helpful if you need to make a large purchase or encounter an emergency.
• Improved Credit Score: An increased limit can also positively impact your credit score, as approximately 23% of your score is based on your credit utilization ratio (the amount of credit you're using compared to your total available credit).  
• Ability to earn more cashback: Town & Country Credit Union Visa® Signature cardholders earn 1.5% cash back on all net purchases, so the more you spend, the more you earn.
• Reduced Need for Multiple Cards: Instead of using multiple cards to stay within individual limits, a higher limit on one card can simplify your spending.

Increasing your credit limit should be considered carefully, taking into account your financial situation and spending habits. If you're looking for guidance regarding your finances, reach out to one of our certified financial counselors. Our counselors are experts and are prepared to offer free financial advice. 

Questions on your credit card limit? Give us a call at 1-800-872-6358.