Personal Loans

A Town & Country Credit Union unsecured loan can help pay for home improvements, a vacation, college tuition, or an unexpected bill.

• No collateral necessary
• Fast approval and closing so you have the money you need right away
• Affordable payments
• A low fixed interest rate that will not change over the term of the loan
• Or a low variable interest rate that falls or rises with market rates

Unsecured Loan vs. Line of Credit

Unsecured Loan

• A lump sum of money borrowed at the beginning of the loan and repaid in a fixed number of equal payments
• A low fixed interest rate that will not change over the term of the loan

Line of Credit

• You can use a reusable line of credit over and over again as you repay it
• Your line of credit stays open until you close it, so the money is there when you need it
• No annual fee
• Offers flexible payments that decline as you pay your balance
• A low variable interest rate that adjusts with market rates

*APR = Annual Percentage Rate. Stated rate is effective 1/31/2024. Rate and approval based on credit history and underwriting factors. Terms, conditions and restrictions may apply and are subject to change.

We offer checking accounts in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.