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Money Market Accounts and CDs

Money Market Accounts and CDs are a great way to put your savings to work for you and earn some of our best interest rates. Learn more about both of these products and check out our current rates below. 

Money Market

The Town & Country Money Market Account provides a short-term option for depositing excess savings without term restrictions. Money Market rates on our accounts are some of the best in the Minot and Fargo areas! And at Town & Country Credit Union, you won't be charged a monthly service charge or minimum balance fee.

Money Market Account

  • Earn a dividend on balances over $1,000
  • No monthly service charge
  • No minimum balance fee

Premium Money Market Account

  • Earn a dividend on balances over $25,000
  • No monthly service charge
  • No minimum balance fee
  • Dividends are built on tiers; the higher the account balance, the higher the interest rate. The more you save, the more you earn!

Open a Money Market Account Today!

Certificate of Deposit (CD)

A CD at Town & Country Credit Union allows you to earn a higher dividend than a savings or money market account. You can open a CD with a minimum deposit of as little as $500. You then choose how long a term you’d like, from 6 months to 5 years.

Bump-Up: When you purchase a CD with a term of 36 months or greater, you can “bump up” to the current rate at any time during the term of the CD after the first year.

Growth Builder 12-Month CD

The Town & Country Credit Union Growth Builder CD is for kids and young adults ages 0 to 23. With no fee for early withdrawals, this is a perfect short or long-term savings option for young savers.

  • Open the CD with as little as $200
  • Make additional deposits of any amount at any time
  • Withdraw funds for any reason before the 12 months are up penalty-free

Open a CD Today!

We offer Certificates of Deposit (CDs) in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.

There to help you out.

The best part about being a member is the friendships that we’ve built with those people who work at Town & Country Credit Union. They’re always there to do the best that they can do to help you out – to get you in a better situation and help you out with everything they can.
Shane | Member Since 1998
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