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*Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to the account on the last day of the month. **APY = Annual Percentage Yield. APY and cashback are accurate as of 9/25/24. Balances up to $20,000 receive an APY of 3.00%, and balances over $20,000 earn the regular checking account dividend rate ranging from 0% to .02% APY. If qualifications are not met, all balances earn the regular checking account dividend rate ranging from 0% - .02% APY. Limit one Star Rewards account per social security number or Nonprofit organization. Business accounts do not qualify for Star Rewards. Star Rewards is a special promotion; associated rates, terms, and conditions are subject to change.


Watch the video below to learn more about our Star Rewards Checking Account.

Fun youth events.

As a member, we are offered many member events out in the community and it's fun to take our daughter and see all the other kiddos. They offer lots of fun things.  
Kelsey | Member Since 2018
Homebuyer and Business Owner
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Respect goes both ways.

I would highly recommend Town & Country mostly because of the people who work there and the friendships we’ve built, and also being able to trust people and the respect for both sides. They respect me as well as I respect them. 
Shane | Member Since 1998
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There to help you out.

The best part about being a member is the friendships that we’ve built with those people who work at Town & Country Credit Union. They’re always there to do the best that they can do to help you out – to get you in a better situation and help you out with everything they can.
Shane | Member Since 1998
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Absolutely perfect.

The process of getting a loan has been absolutely perfect. I have never had any issues. It has always been quick, always been honest, and always been fair. Everybody is so honest about everything and treats everybody so well. For me that is the biggest thing right there – the honor and the respect
Shane | Member Since 1998
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A helping hand to guide you.

What we value at Swing Barrel is trust and relationships. And we know that we can always call our lender any time to get the answers we need about anything.  I would highly recommend Town & Country to any business. 
Sean | Member Since 2018
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Support from start-up to long-term growth.

When we started our business, Town & Country handled our SBA loan, our checking account and savings account. We are currently in a growth phase at Swing Barrel and we will continue to use Town & Country to help us move forward and help us achieve what we look to achieve. I would highly recommend Town & Country to any business, but particularly small business, who is looking to get started and needs that helping hand to guide them through the process.
Sean | Member Since 2018
Business Owner
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Your friends will thank you.

I would highly recommend sending anyone to Town & Country Credit Union because they are so respectful and helpful. The few friends that I have sent there have called me right away and said, ‘Thank you so much for sending me to Town & Country Credit Union! It is the best.'
Shannon | Member Since 2020
Homebuyer
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Very quick, easy and friendly.

The value is amazing. It’s like you’re a member of their family. They don’t ever treat you like your questions are a waste of their time. They’re always very quick and very easy and friendly to work with. Even when I bring my children in they don’t treat them like children who know nothing. They ask – ‘How’s your day? How can I help you today?’ – so my kids are also just as happy to go in.
Shannon | Member Since 2020
Homebuyer
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Reliable and Positive.

I chose Town & Country because they are reliable. Town & Country has helped me get a loan for my car and, secondly, to get a loan for my church instruments... It’s always positive anytime I come, so I’m very happy to be with Town & Country.
Titus | Member Since 2019
Non-Profit Leader
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Feels like family.

The best part of being a member is they value you. They relate with you like a family to family relationship. Every time I come into Town & Country I feel like I’m entering my own house where I come to meet my family . 
Titus | Member Since 2019
Non-Profit Leader
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By far the easiest to work with.

When I first started my business in 2020, like most shoppers I looked at a lot of different banks and credit unions in town. Town & Country by far was just the easiest from start to end. The process was made simple for me
Brandon | Member Since 2020
Business Owner
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A place that feels like home.

I would absolutely recommend Town & Country to friends and family. I would tell them about the long-standing credibility and customer service that they’ve provided me over the years. And I would tell them that if they wanted a place that feels like home, that’s where they should go. 
Carly | Member Since 1986
Homebuyer
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Perfect combo of small town and big city.

To me, Town & Country Credit Union is the perfect combination of small town and big city. It has all the amenities to address my financial needs and at the same time they still have that friendly atmosphere that you get from a small community. They’re always willing to help you with any bumps or any questions that you might have.  They’re always friendly and welcoming. And most importantly they treat you like a family member instead of another client on their list
Carly | Member Since 1986
Homebuyer
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Made the mortgage process really easy.

Going through the mortgage process with Town & Country was excellent. I’m not a numbers person and I can get overwhelmed by a lot of big language and a lot of numbers. Town & Country made the process really easy for me. Every time there were bumps in the road, they helped me through it, 
Carly | Member Since 1986
Homebuyer
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Excellent Experience

I chose TCCU for my mortgage because I’ve had excellent experiences in the past with my home loans and it was a great experience for my refinance as well.
Carly | Member Since 1986
Homebuyer
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Credit Score Help = Mortgage Savings

As a younger person, I struggled with my credit score like many have. I was able to call employees of Town & Country Credit Union and they helped me through figuring out what debt to pay off first to build that up, and in doing so, I was able to refinance my mortgage in 2021. I lowered my rate and lowered my payment about $400 a month!
Kelsey | Member Since 2018
Homebuyer and Business Owner
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A no brainer.

I chose Town & Country Credit Union for my mortgage because as a real estate professional, I realize the importance of using a local lender. With my clients telling me how great the communication was and how they were being notified every step of the way, it was just kind of a no brainer for me. 
Kelsey | Member Since 2018
Homebuyer and Business Owner
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Personal and business in one place.

I’m a local business owner and Town & Country is where I come for both my business and personal accounts. I have checking and savings here and I just love how convenient it is for me to do both business and personal things through Town & Country Credit Union. They know me by name. 
Margaret | Member Since 2000
Business Owner
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No reason not to join the Credit Union.

I would recommend Town & Country to friends, family, other farmers, small business people in general. And I would tell them: ‘If you’re not a member here, I have one question for you – why? It’s that simple.
Jason | Member Since 2016
Farmer, Rancher and Business Owner
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Finger on the Pulse

The people that represent Town & Country are also small business people. They’re in agriculture. So they have a finger on the pulse of what’s really happening out there. They feel the pinch when agriculture is in a pinch. 
Jason | Member Since 2016
Farmer, Rancher and Business Owner
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