Time to Earn More
3% Annual Percentage Yield on deposits up to $20,000*
Put your savings to work for you with some of Town & Country's best interest rates. Compare a CD Account vs. a Money Market to find the right fit to boost your financial goals fast.
Make the most of your short-term deposits with a Town & Country Credit Union Money Market Account. Rates on our money market accounts are some of the best in the Minot and Fargo areas!
Plus, you don’t have to worry about depleting your balance with monthly service charges or minimum balances fees. You can also get paid up to two days early when you connect eligible direct deposit transactions to your account with Early Pay.
On top of that, it doesn't take a lot of cash to qualify for an account. At many financial institutions, a money market account typical minimum balance is at least $2,500, but at Town & Country Credit Union you can start earning dividends with just $1,000.
Town & Country offers higher APYs compared to money market account typical interest rates nationwide. Plus, the dividends you earn are built on tiers. The higher the account balance, the higher the interest rate. The more you save, the more you earn!
Want to lock in your savings rate until you’re ready to use your funds? Open a Town & Country CD and earn a higher dividend compared to a traditional savings account or money market account.
We also offer a bump-up feature so you don’t miss out on our best credit union certificate of deposit rates! When you purchase a CD with a term of 36 months or greater, you can “bump up” to the current rate at any time during the term of the CD after the first year.
Looking for a way to save as a young adult or for your child? Consider our Growth Builder 12-Month CD, which comes with a shorter maturity date and no fee for early withdrawals . Make additional deposits of any amount at any time.
Both options help your savings grow, but the right choice depends on whether you want flexible access to your funds or a locked-in rate for guaranteed returns.
We offer Certificates of Deposit (CDs) in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.