Rates

*APR = Annual Percentage Rate. Rates are subject to change without notice. Terms, conditions and restrictions apply with each of these loans, stop in or call 1-800-872-6358 for full details.

**Rates are variable and will be dependent on credit and underwriting factors and automatic payment. 5- or 10-year draw period with a 180-month repayment after draw applies. Rate will adjust as the Prime rate changes based on the Wall Street Journal Prime and margin is dependent on risk based pricing. This can change on the first day of each month. The maximum APR that can be applied is 18%. There may be $0-$1000 in additional fees. Terms and conditions apply and are subject to change.

*APR = Annual Percentage Rate. Rates are subject to change without notice. Terms, conditions and restrictions apply with each of these loans, stop in or call 1-800-872-6358 for full details.

**APY = Annual Percentage Yield.

*APR = Annual Percentage Rate. Stated rates are for stated terms effective 10/1/2026, with automatic payment from a TCCU checking account. Repayment examples for A+ Borrowers: 36 monthly payments of $29.86 per $1,000 borrowed. Rates and approval based on credit history and underwriting factors. Terms, conditions, and restrictions apply and are subject to change.

*APR = Annual Percentage Rate.

*APY = Annual Percentage Yield. Checking and Savings Account dividends accrue daily and are paid monthly based on the average daily balance of the account. Rates are subject to change without notice. Terms, conditions and restrictions may apply. 

**Balances up to $20,000 receive APY of 3.00% and balances over $20,000 earn the regular checking account dividend rate ranging from 0% to .02% APY. If qualifications are not met all balances earn the regular checking account dividend rate ranging from 0% - .02% APY.

Request a copy of our current Checking and Savings Account Rate and Charge Schedule by contacting us. 

*APY = Annual Percentage Yield. Interest compounded and paid monthly on average daily balance. $500 minimum. Penalty for early withdrawal. All 36, 48, and 60 month terms allow for one “step up” during the term after 12 months. 6, 12, 24, 36, 48 and 60-month CDs will auto-renew at the current rate with a 10 day grace period. Terms and conditions apply. Insured by NCUA.

**Growth Builder CD has a minimum to open of $200 for kids and young adults ages 0-23.

***$500 minimum to open. Rate accurate as of 10/1/2026. A penalty fee is charged for early withdrawal. Rate bumps are not available with this offer. Automatically renews at maturity to a 12-month CD at the current rate, with a ten-calendar day grace period. Insured by NCUA.

Contact us to request a copy of our current CD Rate & Charge Schedule. 

*APY = Annual Percentage Yield. Money Market dividends accrue daily and are paid monthly based on the average daily balance of the account. Rates are subject to change without notice. Terms, conditions and restrictions may apply.