Enter for a Chance to Win a Rate Race Coupon

Town & Country Credit Union is giving away 5 Rate Race coupons valid for either:

1% off your qualified auto loan rate*

Your Town & Country Rate Race coupon will score you 1% off your qualified auto loan rate – that could mean a rate as low as 3.99% APR*! Don’t need a new loan? Refinance your existing loan at another financial institution with us.

12-month CD at 4.25% APY†

Earn more on your deposit! For a minimum $500 initial deposit, you can open a 12-month CD and earn 4.25% APY! 

The coupons can be redeemed at any Town & Country Credit Union location through November 25, 2026, for either the auto loan rate discount or a CD rate bump. 

Entries are open through October 15, 2026. 5 winners will be drawn and notified on October 15, 2026.

*Rate and approval based on credit history and underwriting factors. Not valid on TCCU refinances. †APY = Annual Percentage Yield. $500 minimum deposit. $100,000 maximum deposit. Penalty for early withdrawal. Offers effective 10/15/2026 and expire 11/25/2026. Cannot be combined with any other offers. Limit one offer per member. Terms and conditions apply and are subject to change. 

Official Rules

No purchase or payment of any kind is necessary to enter or win this contest.  A purchase or payment will not increase or improve chances of winning.

Eligibility

Town & Country Credit Union contests are open to legal residents of the United States who, as of the entry date, are at least 18 years old, unless otherwise specified. Employees, officers, directors and representatives of Town & Country Credit Union, their business affiliates, and the immediate family members of such persons are not eligible. Town & Country Credit Union has the right to require potential contest winners to show proof of identity and eligibility.

Timing

Contests begin at the time of posting for online contests and will end at the time specified by the contest post or social media page.

How to Enter

1. Fill out the form above.
2. Limit one entry per person. Duplicate accounts and entries will be disqualified.  Use of any automated entry software is prohibited.
   

Prizes

The contest prize will consist of the item pictured or described above.  If the item is unavailable a prize of similar nature and value may be used instead. The prize will be available to be picked up by winner at a specific Town & Country Credit Union branch.  If winner is unable to pick up the prize, it can be mailed to the winner with shipping costs paid by Town & Country Credit Union. Winner will be solely responsible for any other unspecified costs associated with prize acceptance.

Drawing; Odds; Notification

1. Following the close of the contest period, Town & Country Credit Union will randomly select two (2) potential winners from the online entry submissions unless otherwise specified by contest.
2. Odds of winning depend on the number of eligible entries received.
3. The entrant selected must comply with all terms and conditions of these Official Rules, and winning is contingent upon fulfilling all requirements.
4. Upon request, Town & Country Credit Union will provide the winner’s name.

Publicity

Except where prohibited by law, participation in the contest constitutes winner’s consent to Town & Country Credit Union’s use of winner’s name, image, and statements for promotional purposes in any manner or media (including, without limitation, online and in print) in perpetuity and without further payment, consideration, notice, review or consent, unless prohibited by law.

Conditions

1. Town & Country Credit Union reserves the right, in its sole discretion, to terminate, modify or suspend the contest if, in Town & Country Credit Union’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the contest, or if viruses, bugs, technical difficulties or any other factor beyond reasonable control affects the administration, security, fairness and integrity.
2. Winners will have 24 hours to confirm their prize and verify compliance with contest rules.  Failure to comply with this deadline shall be deemed to be the winner’s forfeiture of his or her right to claim a prize (without compensation of any kind) and an alternate winner will be selected from all remaining eligible entries received.
3. Individual households will be limited to winning prizes with a combined value of no more than $599 per calendar year.  
4. Winner may receive a Form 1099 from Town & Country Credit Union. Any taxes (including income, local, state and federal) and fees associated with acceptance of prizes are sole responsibility of the winner.
   

By participating in this contest, you acknowledge that this contest is in no way sponsored, endorsed or administered by, or associated with Facebook and Instagram and release Facebook and Instagram from any and all liability arising from or related to this contest. All contests are not sponsored, endorsed, administered by, or associated with any third party product provider or its subsidiaries or affiliates. Town & Country Credit Union and their subsidiaries, employees and board are forever and irrevocably held harmless against all claims, damages or liabilities arising in whole, or in part, directly or indirectly, from entrant’s participation and/or entry in the contest and/or entrant’s award, receipt or use of any prize awarded in the contest. The sponsor of the contest and the address at which the sponsor may be contacted is Town & Country Credit Union, 615 South Broadway, Minot, ND 58701.