Sometimes, improving your financial picture doesn’t mean making a major change. It can be as simple as taking a closer look at the accounts and loans you already have and finding ways to make them work better together.

That’s exactly what happened when a member connected with Sidney Widdel, Financial Services Officer I, at Town & Country Credit Union’s Minot Temporary Branch. The member’s main goal was to simplify their finances by limiting the number of financial institutions they primarily work with.

As Sidney reviewed the member’s finances, she discovered an opportunity to refinance an auto loan. By making the change, the member was able to shorten the remaining life of the loan by 11 months while keeping the increase in their monthly payment minimal.

The result? The member is expected to save approximately $5,223 over the life of the loan!

This is a great example of how taking the time to review your finances can uncover opportunities you may not have considered. What started as an effort to simplify and consolidate finances ultimately helped the member save money and pay off an auto loan sooner.

At Town & Country Credit Union, our team takes the time to understand what matters most to each member and look for solutions that align with their financial goals. Whether you’re considering refinancing an auto loan, simplifying your finances, or simply wondering if there may be a better option available, it’s worth having a conversation.

Could there be an opportunity to save hiding in your current loans? Our Auto Refinance Calculator can help you explore the possibilities and see how refinancing could affect your monthly payment and potential savings.

If refinancing looks like the right fit, you can take the next step and apply online. Or, if you’d prefer to talk through your options first, contact Sidney Widdel at our Minot Temporary Branch. A simple conversation could help you find ways to simplify your finances, save money, or reach your goals sooner.

Individual results may vary. Savings and loan terms depend on creditworthiness and other factors.