At Town & Country Credit Union, every member’s financial story is unique and sometimes, so is the vehicle they drive. Recently, Sidney Widdel, Financial Services Officer I at the Minot Main Branch, had the opportunity to help a member refinance a classic Porsche Carrera, a vehicle that proved to be as rare as it was beautiful.

The member first approached Town & Country Credit Union hoping to refinance the auto loan. While the vehicle itself was highly desirable, determining its true value presented a challenge. The Porsche featured a rare paint finish that significantly increased the vehicle’s worth. Unfortunately, traditional valuation tools only recognized the car’s base model, making it difficult to accurately assess its market value.

Determined to find a solution, Sidney teamed up with Lisa Lysne, Senior Consumer Lending Underwriter, to conduct extensive research. Together, they spent hours reviewing auction results, classic car listings, and specialty vehicle websites in search of comparable vehicles.

The results were well worth the effort. By refinancing through Town & Country Credit Union, the member was able to lower their monthly payment by $127, saving approximately $4,386 over the life of the loan. What once seemed like a difficult-to-value specialty vehicle became a success story through persistence, creativity, and a commitment to finding the right solution.

For Sidney, the experience was both challenging and rewarding. Cases like this demonstrate that helping members can sometime require extra research, teamwork, and determination to make the numbers work. In the end, seeing the member achieve meaningful savings made all the effort worthwhile.

Whether you're looking to refinance a vehicle, lower your monthly payment, or explore ways to save, Sidney Widdel and the team at Town & Country Credit Union are here to help. Stop by the Minot Main Branch or contact Sidney today to see what solutions may be available for you.

Individual results may vary. Savings and loan terms depend on creditworthiness and other factors.