At Town & Country Credit Union, our Financial Services Officers work every day to help members and future members find better financial solutions and sometimes, those opportunities make an immediate and meaningful difference.

Recently, Amber Mohammed, Financial Services Officer II at Minot Main, assisted an individual who had just financed a vehicle elsewhere and was still within the early stages of their loan. After reviewing the situation, Amber was able to help the borrower refinance their loan to a lower rate with a shorter repayment term.

The impact was substantial: the refinance reduced the loan term by 18 months and is expected to save the borrower approximately $11,000 over the life of the loan.

What makes this story stand out isn’t just the savings, it’s the timing. By stepping in early, Amber was able to help turn a costly financing decision into a more manageable path forward.

Stories like this reflect our ongoing commitment to providing personalized guidance, competitive lending options, and real-world solutions that help members take control of their financial future.

Ready to see how much you could save? Amber is here to help you explore smarter lending options and find a loan that works best for your budget. Whether you’re looking to lower your rate, reduce your term, or simply improve your monthly payment, she can walk you through your options and help you make a confident move forward. Call her today at (701) 420-6725 to see what savings might be waiting for you.

Individual results may vary. Savings and loan terms depend on creditworthiness and other factors.