Sidney Widdel, Financial Services Officer I at our Minot Main branch, recently had the opportunity to assist a member and his stepdaughter as they explored a first-time auto loan. What started as a routine conversation quickly turned into a meaningful financial win. As Sidney reviewed the member’s current loan, she discovered an existing auto loan with a high monthly payment.

Taking the time to understand the member’s goals, Sidney walked through the benefits of refinancing and how it could improve both the monthly payment and overall cost of the loan. Together, they explored options that would better align with the member’s financial needs. Through this personalized approach, Sidney was able to help the member transition into a new loan that reduced the monthly payment by more than $200!

The impact of this change went far beyond just a lower payment. Over the life of the loan, the member is expected to save more than $9,600, freeing up funds for other important priorities. For the member and his family, this meant greater peace of mind and more flexibility in their day-to-day finances.

At Town & Country Credit Union, moments like these highlight the value of having a trusted financial partner who takes the time to look for opportunities that truly benefit members. Whether it’s a first auto loan or refinancing an existing one, the right guidance can make a significant difference.

If you have an auto loan and haven’t reviewed your options recently, now is a great time to see what could be possible. Connect with Sidney Widdel or the team at Town & Country Credit Union to explore how you could lower your monthly payments and keep more money in your pocket.