Our Smart Move Home Loan is a great option for anyone looking to refinance and gain a shorter term on their mortgage at a great rate. This loan has no fees or closings costs, so even if you currently have a low rate it can make it worthwhile to refinance. Whether you are looking to decrease your monthly payment or would like to pay off your home at a targeted retirement date, the Town & Country Credit Union Smart Move Home Loan might be just what you’re looking for when refinancing.
Here are a few more of the loan details:
Flexible: You choose the term on the loan, from 1 – 15 years, and regardless of the term you pay the same fixed rate.
Fees: There are none! This loan comes with no fees, as we cover all of the costs.
Local: We hold your loan and it stays local for the life of your loan.
Low Rate: 4.24% APR*
So, if you are looking to refinance and pay off your home within the next 15 years, give us a call or apply online.
* APR= Annual Percentage Rate. Estimated monthly payment of $376.00 per $50,000 owed, based on a 180 month term at 4.24% APR. Must have a 720+ credit score and meet other qualifying factors for loan approval. Rates updated 7/25/2018.