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Buying a home? Our mortgage team is comprised of professionals here to help you get the financing you need. Their goal is to find you the best mortgage options for your qualifications, that also achieve your goals.

Ask your Mortgage Officer about our new program for Medical Residents, Doctors, Surgeons and Pharmacists that takes into account your career field when purchasing a home.

Don't forget to ask about our Low Rate Guarantee!

Reneé Freeman
Executive Mortgage Officer

NMLS# 440334

5181 38th Street South
Fargo, ND 58104
Phone: (701) 356-1784

Peter Johnson
Executive Mortgage Officer

NMLS# 491577

5181 38th Street South
Fargo, ND 58104
Phone: (701) 356-1827

Jacqi Lien
Executive Mortgage Officer

NMLS# 1493292

925 14th Avenue East
West Fargo, ND 58078
Phone: (701) 356-1764

Eric Miller
Executive Mortgage Officer

NMLS# 1393120

815 25th Street South
Fargo, ND 58103
Phone: (701) 356-1724

Tyler Larson

Tyler Larson
Executive Mortgage Officer

NMLS# 1213341

1501 32nd Avenue South
Fargo, ND 58103
Phone: (701) 356-1723

Renata Buen
Executive Mortgage Officer

NMLS# 789467

615 South Broadway
Minot, ND 58701
Phone: (701) 420-6727

Jill Lohnes
Executive Mortgage Officer

NMLS# 757152

615 South Broadway
Minot, ND 58701
Phone: (701) 420-6713

Lisa Thuner
Executive Mortgage Officer

NMLS# 200018

615 South Broadway
Minot, ND 58701
Phone: (701) 420-6737

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Mortgage Officers

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Conventional Mortgage Loans

• Can finance up to 97% of the purchase price

• Requires mortgage insurance if financing over 80% of the purchase price

• Insured by private mortgage insurance companies

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Conventional

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FHA Mortgage Loans

• Can finance up to 96.5% of the purchase price

• Gives allowance for lower credit scores and higher debt to income ratios

• Requires mortgage insurance that is issued by the government

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FHA

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VA Loans

We are proud to offer the best rates to America's Heroes. VA Loans are for Qualified Military or Veteran Persons.

• Can Finance up to 100% of the purchase price
• Does not require monthly mortgage insurance, which lowers the monthly payment

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USDA/Rural Housing Loans

• Can finance up to 100% of the purchase price

• Is eligible for rural properties only

–Can verify if property qualifies by going to USDA website and searching eligible properties

• Is insured by the government.

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USDA/Rural Housing

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Do you have more questions than answers when it comes to buying your first home? Don't stress. We've got you covered.

Our experienced mortgage team can help qualified borrowers access downpayment and closing cost assistance through the First-Time Homebuyer Program. This program can be combined with Conventional, FHA, VA or USDA/Rural Housing loans.

Ready to get moving with your new home? Reach out to one of our helpful mortgage lenders with any questions you may have or apply online now and get your pre-qualification started.

We can help you determine how much you qualify for, how much of a downpayment you need to save, what you can do to improve your credit if needed, and more. It's time to stop feeling overwhelmed. Our mortgage lenders can help make home happen for you.

young, couple, keys, happy, house, home,

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1st Time Home Buyer

Town & Country Credit Union

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NOW OPEN AT EAGLE RUN

MINOT RESILIENCY LOANS

REMODELING?

CD RATE SPECIAL

WE'RE LOCAL, EVEN WHEN YOU'RE NOT.

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Town & Country Credit Union

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NOW OPEN AT EAGLE RUN

MINOT RESILIENCY LOANS

REMODELING?

CD RATE SPECIAL

WE'RE LOCAL, EVEN WHEN YOU'RE NOT.

Purchases

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