Mortgage | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

Happy Thanksgiving + COVID-19 Precautions

All Town & Country Credit Union locations will be closed on Thursday, November 26. Thank you for choosing Town & Country. We're grateful for the opportunity to know and serve you. Have a Happy Thanksgiving! 


We've made a couple temporary hours changes at select Fargo and Minot locations. 

  • Our Minot Dakota Square branch lobby will close early at 5 p.m. each weekday now through Wednesday, Dec. 2.
  • Our location in the Sanford Broadway Medical Center is also now open with limited hours. They’ll be open on Wednesdays from 7:30 - 11 a.m. and 12 - 4:30 p.mIf you aren't a current Sanford employee, keep in mind that Sanford does still have visitor restrictions in effect

We continue to take precautions to keep our staff and members healthy while providing the services you need. The majority of our lobbies are open and all staff are wearing masks when social distancing cannot be achieved. We ask that you join us in taking precautions to help keep all of us healthy:

  1. Masks are recommended within our branches.
  2. Do not come in if you’re feeling sick. Give us a call or access your account online to conduct your business.
  3. If you need to meet with an account opener or loan officer, call us at 1-800-872-6358 to make an appointment. When you get to the branch, wait in your car until your scheduled appointment time.

We also offer online and phone options for a no-contact method of conducting your business. You can open an account or apply for a loan online, access your accounts through TCCU Online and our mobile app, or give us a call to make a transfer, loan payment or more, if you prefer.

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Mortgage

At Town & Country, our Mortgages get you more!

  • Low Downpayment Programs: There's a misconception that home ownership comes with a large downpayment, but that's not always the case. Set up a meeting with your mortgage lender to determine how much you need to save for a downpayment.
  • Low PMI: When you finance through a credit union, you’ll get a lower rate on Private Mortgage Insurance, which can save you thousands of dollars over the life of your loan.
  • Local Team: Our mortgage officers, processors, underwriters and closers are all located right here in Minot and Fargo! Together, they’ll keep the process running smoothly from beginning to end.

Whether you are looking to refinance your current mortgage or are looking for a VA LoanFHA LoanConstruction LoanUSDA LoanConventional LoanFirst Time Home Buyer Loan or a Home Equity Loan, we're here to help!

Schedule a free mortgage consultation with an expert lender near you or apply for free online and get pre-qualified fast! Then check out our Mortgage Application Checklist to determine which documents you'll need to provide to ensure the process of pre-qualification and loan approval go as smoothly as possible. 

Completing our online mortgage application is the first step to secure home financing or refinance your existing mortgage. The application will allow...
Building a new home can be a significant amount of work, and if it’s your first time building, you probably have a number of questions. Good news!...
From application to closing, our local Home Team will be with you every step of the way. Fill out the Free Mortgage Consultation form below and a...
A Home Equity Loan allows you to borrow a fixed amount that you receive in one lump sum. Like the name implies, you are able to put the mortgage...
Our mortgage team is comprised of local industry experts here to help you get the financing you need with our wide array of mortgage programs. Their...
Determine your monthly mortgage payment, how much you can borrow, if you should refinance and if it makes more sense to rent or buy using the...
Getting a mortgage from Town & Country Credit Union means you'll receive a Free Pre-Qualification, low rates and local decision making. Our...
Refinancing your mortgage is a great way to lower your monthly payment or cash out some of your home's equity to pay for bills or debt consolidation...
Our Smart Move Home Loan is a great option for anyone looking to refinance and gain a shorter term on their mortgage at a great rate. This loan has...