Mortgage | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

System Upgrade: Branches Closed & No Online Access

We are undergoing a System Upgrade from 7 p.m. on Friday, Feb. 26 until Tuesday, Mar. 2. We're upgrading our internal system as well as TCCU Online and our mobile app. We've taken steps to make this as painless as possible fr you, but unfortunately, some inconveniences are unavoidable. 

During this time: 

  1. All branches, including the Contact Center, will be closed Saturday, Feb. 27 - Monday, Mar. 1. We will reopen regular hours on Tuesday, Mar. 2. 
  2.  TCCU Online and our mobile app will also be unavailable from 7 p.m. on Friday, Feb. 26 - Monday, Mar. 1.
  3. Your debit and credit cards will still work during this time, but there will be a $1,000 total daily limit for debit card purchases and ATM withdrawals.
  4. When you log in to TCCU Online or the mobile app for the first time, you're going to use your current username and a temporary password. Members, you received this information in the System Upgrade guide mailed to you. 

Thank you for your understanding while we upgrade to serve you better. Learn more about the System Upgrade here. 

  • System Upgrade

    We're Upgrading
    February 27-March 1

    Find out what you need to know.

    LEARN MORE

  • 82nd Annual Meeting Red, gray and blue background

    Join us Tuesday,
    March 16 at Noon

    SIGN UP

Mortgage

At Town & Country, our Mortgages get you more!

  • Low Downpayment Programs: There's a misconception that home ownership comes with a large downpayment, but that's not always the case. Set up a meeting with your mortgage lender to determine how much you need to save for a downpayment.
  • Low PMI: When you finance through a credit union, you’ll get a lower rate on Private Mortgage Insurance, which can save you thousands of dollars over the life of your loan.
  • Local Team: Our mortgage officers, processors, underwriters and closers are all located right here in Minot and Fargo! Together, they’ll keep the process running smoothly from beginning to end.

Whether you are looking to refinance your current mortgage or are looking for a VA LoanFHA LoanConstruction LoanUSDA LoanConventional LoanFirst Time Home Buyer Loan or a Home Equity Loan, we're here to help!

Schedule a free mortgage consultation with an expert lender near you or apply for free online and get pre-qualified fast! Then check out our Mortgage Application Checklist to determine which documents you'll need to provide to ensure the process of pre-qualification and loan approval go as smoothly as possible. 

Completing our online mortgage application is the first step to secure home financing or refinance your existing mortgage. The application will allow...
Building a new home can be a significant amount of work, and if it’s your first time building, you probably have a number of questions. Good news!...
From application to closing, our local Home Team will be with you every step of the way. Fill out the Free Mortgage Consultation form below and a...
A Home Equity Loan allows you to borrow a fixed amount that you receive in one lump sum. Like the name implies, you are able to put the mortgage...
Our mortgage team is comprised of local industry experts here to help you get the financing you need with our wide array of mortgage programs. Their...
Determine your monthly mortgage payment, how much you can borrow, if you should refinance and if it makes more sense to rent or buy using the...
Getting a mortgage from Town & Country Credit Union means you'll receive a Free Pre-Qualification, low rates and local decision making. Our...
Refinancing your mortgage is a great way to lower your monthly payment or cash out some of your home's equity to pay for bills or debt consolidation...
Our Smart Move Home Loan is a great option for anyone looking to refinance and gain a shorter term on their mortgage at a great rate. This loan has...