At Town & Country Credit Union we value and show deep respect for the communities in which we live and work. We contribute positively to our communities through volunteering, networking, philanthropic giving, education and more with a goal of positively improving the lives of those we serve.
At Town & Country, our Mortgages get you more!
- Low Downpayment Programs: There's a misconception that home ownership comes with a large downpayment, but that's not always the case. Set up a meeting with your mortgage lender to determine how much you need to save for a downpayment.
- Low PMI: When you finance through a credit union, you’ll get a lower rate on Private Mortgage Insurance, which can save you thousands of dollars over the life of your loan.
- Local Team: Our mortgage officers, processors, underwriters and closers are all located right here in Minot and Fargo! Together, they’ll keep the process running smoothly from beginning to end.
- Low Rate Guarantee: If you find a lower rate from a local competitor we will match the rate or give you a credit of $300 on your closing costs.
Whether you are looking to refinance your current mortgage or are looking for a VA Loan, FHA Loan, Construction Loan, USDA Loan, Conventional Loan, First Time Home Buyer Loan or a Home Equity Loan, we're here to help!
Schedule a free mortgage consultation with an expert lender near you or apply for free online and get pre-qualified fast! Then check out our Mortgage Application Checklist to determine which documents you'll need to provide to ensure the process of pre-qualification and loan approval go as smoothly as possible.