Mortgage | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

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    Refinance & Save!

    Record Low Mortgage Rates

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Mortgage

At Town & Country, our Mortgages get you more!

  • Low Downpayment Programs: There's a misconception that home ownership comes with a large downpayment, but that's not always the case. Set up a meeting with your mortgage lender to determine how much you need to save for a downpayment.
  • Low PMI: When you finance through a credit union, you’ll get a lower rate on Private Mortgage Insurance, which can save you thousands of dollars over the life of your loan.
  • Local Team: Our mortgage officers, processors, underwriters and closers are all located right here in Minot and Fargo! Together, they’ll keep the process running smoothly from beginning to end.
  • Low Rate Guarantee: If you find a lower rate from a local competitor we will match the rate or give you a credit of $300 on your closing costs.  

Whether you are looking to refinance your current mortgage or are looking for a VA LoanFHA LoanConstruction LoanUSDA LoanConventional LoanFirst Time Home Buyer Loan or a Home Equity Loan, we're here to help!

Schedule a free mortgage consultation with an expert lender near you or apply for free online and get pre-qualified fast! Then check out our Mortgage Application Checklist to determine which documents you'll need to provide to ensure the process of pre-qualification and loan approval go as smoothly as possible. 

Completing our online application is the first step to getting your mortgage. The application will allow us to pre-qualify you for a mortgage and let...
Building a new home can be a significant amount of work, and if it’s your first time building, you probably have a number of questions. Whether you'...
From application to closing, our local Home Team will be with you every step of the way. Fill out the Free Mortgage Consultation form below and a...
A Home Equity Loan allows you to borrow a fixed amount that you receive in one lump sum. Like the name implies, you are able to put the mortgage...
Our mortgage team is comprised of local industry experts here to help you get the financing you need with our wide array of mortgage programs. Their...
Determine your monthly mortgage payment, how much you can borrow, if you should refinance and if it makes more sense to rent or buy using the...
Getting a mortgage from Town & Country Credit Union means you'll receive a Free Pre-Qualification, our Low Rate Guarantee and local decision...
Refinancing your mortgage is a great way to lower your monthly payment or cash out some of your home's equity to pay for bills or debt consolidation...
Our Smart Move Home Loan is a great option for anyone looking to refinance and gain a shorter term on their mortgage at a great rate. This loan has...