Health Savings Accounts (HSAs) function like a personal savings account, except the money is designated for healthcare expenses. You must have a high deductible health insurance plan to qualify for an HSA. Once set up, you can transfer pre-tax dollars directly into the account and then use that money to cover hospital bills, prescription costs and more. HSA contributions can be rolled over from year-to-year, so there is no need to worry about having to "use it or lose it."
Don't let fees cut into your health savings accounts! Whether you’re an employer offering health savings account benefits to your employees or an individual looking for the best account for your personal healthcare needs, you want to make sure you’re getting the most out of your health savings accounts. And, we’re here to make sure that happens. That’s why we removed all fees for Health Savings Accounts and you can now earn 1% APY*! That adds up to some serious healthcare savings.
With no fees and local service, plus a free debit card and simple sign-up, it’s now easier than ever to set up an HSA.
Already have an HSA elsewhere? No problem. We accept transfers!
Worried about the hassle of moving your employees’ accounts? We’ll come to your business and sign up each employee, making it as easy as possible for you.
Benefits:
- No annual fee.
- Includes a free debit card to easily access account funds.
- Earn 1%* on the balance of your HSA, tax-deferred.
- Make pre-tax contributions from your paycheck.**
- Any money left in your account at the end of the year will roll over into the next year.
- Portable - not tied to just your current employer.
We accept rollovers! Contact us today to find out how you can transfer your HSA to Town & Country and start earning more for your health.
Open a Health Savings Account today by clicking on the Get Started button below! To speak with a local HSA expert, click here.

*1% Annual Percentage Yield. **Other limitations may apply. Your tax advisor can help determine if you are eligible.