At Town & Country Credit Union, our team members make a difference by taking the time to truly understand each member’s financial situation. Sidney Widdel, Financial Services Officer I at Minot Main, does exactly that, helping members find solutions that ease financial stress and set them up for long-term success.

Recently, Sidney worked with a member who had an existing loan at another financial with a remaining balance exceeding $72,000 and a monthly payment that was challenging to manage. Recognizing an opportunity to improve the member’s situation, Sidney carefully reviewed the loan and walked the member through refinancing options designed to better fit their budget and financial goals.

The result was significant.

By refinancing the loan, Sidney was able to reduce the member’s monthly payment by hundreds of dollars, providing immediate relief and improving cash flow. Over the life of the loan, the member will save more than $14,000, creating meaningful, long-term financial benefits.

Beyond the numbers, Sidney’s approach helped the member feel informed, supported and confident in their financial decisions. Her commitment to clear communication and personalized guidance reflects the member-first philosophy at the heart of Town & Country Credit Union.

Stories like this highlight the impact our team makes every day, not just by processing loans, but by building relationships and delivering thoughtful solutions that help our members move forward.

This is the Town & Country Credit Union difference: dedicated people, personalized service and real results.