Within TCCU Online, we provide free access to view your credit score and review the factors that drive it. While many people use this feature to view their score, it can do much more. You can try out different scenarios, like seeing how applying for a loan might change your score or finding out what loans you could qualify for. You can also see how consolidating your debt with a personal loan might help. All these features are designed to make understanding your credit simple.

If you are in the market for a new vehicle loan or personal loan, make sure to log into TCCU Online and access the Credit Score page. Stop by the Loans & Offers tab to see what is recommended for you, as well as run some simulations to see if the loans would work for you! The rates listed on these pages are not guaranteed, as other factors may come into play. However, utilizing the simulators provides you with a very accurate expectation of what you may qualify for and how that loan could impact your budget, as well as your credit score. For example, if you are looking to consolidate your debt, you should access the Loans & Offers page and view the Personal Loans tab. From there, you can access the Debt Consolidation page. This page is great because it gathers all the data available in your credit report and places it in one spot, calculating your current balances and APR. Below that information, it displays an estimated savings and APR change if you were to consolidate.

The Credit Score feature not only allows you to quickly view your current score, but also serves as a powerful planning tool. Be sure to check it out the next time you are in the market for a new loan, and let it help you research the options that best fit your needs and budget.