Town & Country Credit Union Privacy Policy

View the privacy policy in PDF format.

What does Town & Country Credit Union Do with Your Personal Information? 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, Account balances, Payment history, Overdraft history, Credit card or other debt, Employment information. When you are no longer a member, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Town & Country Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information 

For our everyday business purposes - such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus

• Does Town & Country Credit Union share? Yes
• Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you

• Does Town & Country Credit Union share? Yes
• Can you limit this sharing? No

For joint marketing with other financial companies 

• Does Town & Country Credit Union share? No
• Can you limit this sharing? We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences 

• Does Town & Country Credit Union share? No
• Can you limit this sharing? We don't share

For our affiliates' everyday business purposes - information about your creditworthiness 

• Does Town & Country Credit Union share? No
• Can you limit this sharing? We don't share

For nonaffiliates to market to you 

• Does Town & Country Credit Union share? No
• Can you limit this sharing? We don't share

Questions? Call 701-852-2018 or go to www.townandcountry.org 

What We Do

How does Town & Country Credit Union protect my personal information?

• To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Town & Country Credit Union collect my personal information?

• We collect your personal information, for example, when you: open an account, give us your contact information, pay us by check, give us your wage statements or provide your mortgage information, we also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

• When accessing your accounts online through TCCU Online, TCCU Online for Business or our Town & Country CU mobile app, some features may request access to data located on the device you're using. This may include biometric, camera, contacts, and location data. You will be prompted to allow access to this data, and if access is not allowed, the feature requiring that data will not be fully functional. 

Why can't I limit all sharing? 

Federal law gives you the right to limit only:

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. 

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.

• Town & Country Credit Union does not share with our affiliates

Nonaffiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.

• Town & Country Credit Union does not share with nonaffiliates, so they can market to you.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

• Town & Country Credit Union doesn't jointly market.

Other Important Information 

For North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.