Navigating the complexities of homeownership can often feel like trying to find your way through a maze. From figuring out how much you can afford to deciding whether to rent or buy, the process is filled with choices that can impact your financial future. Fortunately, with the right tools, you can turn these decisions into a straightforward path leading directly to the doorstep of your dream home. Our suite of mortgage calculators is designed to answer your questions and prepare you with the knowledge you need to make informed decisions.

  • Mortgage Calculator: Use this tool to determine your monthly mortgage payment. It understands what you can afford to spend on your new home, factoring in interest rates, the principal amount, and the loan term.

  • Should I Refinance My Mortgage?: If you already own a home and are considering refinancing, this calculator is for you. It will help you consider the potential benefits and savings that refinancing your mortgage might offer and decide if it's the right move for you.

  • Loan Comparison Calculator: Our Loan Comparison Calculator helps you compare different mortgage types side by side, analyzing terms, rates, and other factors to select the loan that best fits you.

  • How Much House Can I Afford?: This tool evaluates your financial landscape to estimate the price range of homes you should consider, ensuring you are looking at a property that aligns with your budget and lifestyle.


After using these calculators, you may feel prepared to take the next step toward homeownership. If you're ready to get pre-qualified, we've got you covered. Connect with one of our local mortgage lenders for personalized advice and to discuss your options.

With the right tools and knowledgeable experts, you'll feel well-equipped to make confident decisions. Begin your HOME journey now and unlock the door to your future.

These calculators are being provided for educational use only. The results are estimates, based off the information you provide, and do not guarantee credit. Town & Country Credit Union is not responsible for the content, results or accuracy. Equal Housing Opportunity.