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Town & Country Credit Union

Town & Country Credit Union


    Our April Newsletter is Now Ready


  • ATM, cash machine, choose, screen


    Beginning April 2nd, CO-OP ATMs will no longer be surcharge free.


  • House, sky, clouds, blue, new


    Get $300 off Closing Costs


  • remodeling, house, tools,


    Home Equity Loan Rates as low as 2.99% APR*


  • new home construction, building


    We now offer a 12 month rate lock on new home construction.


About Us

Are you into low loan rates? ATM fee refunds? How about cash back on purchases? Do you like being treated right? If so, then you're going to LOVE Town & Country Credit Union.

Town & Country Credit Union has a lot to offer and if you’re looking for cash back on purchases and ATM fee refunds, look no further than Star Rewards. By signing up for Star Rewards you’ll be rewarded for using your debit card, having direct deposit and getting eStatements. Click here to learn more.

What’s a Credit Union?

Everyone needs a place to stash their cash. But some people want their money to do more than just sit there, gathering virtual dust. Credit unions, by definition, are nonprofit financial cooperatives that offer these individuals a rewarding community approach to finance, along with checking and savings accounts, credit cards, and home, auto, business and agriculture loans. 

Town & Country Credit Union was founded in Minot, North Dakota in 1939 and provides services to a group of individuals who are united by where they live.
To be a member of Town & Country you need to:

  • Live within 75 miles of Minot or 50 miles of Fargo or Kenmare
  • Open a $50 savings account

These members are not just customers of the credit union – they own it!
Members are encouraged to:

  • Voice their opinions
  • Attend annual meetings
  • Run for election to the board of directors.

Regardless of account size, each member casts a vote, and they all count as equals.

The community approach goes further than ownership alone. Profits generated within the credit union are retained within the organization and are returned to the members in the form of:

  • Better products and services
  • Competitive interest rates
  • Philanthropic giving within the communities they serve 

A credit union pools the deposits of its members to fund low-interest loans, reducing or eliminating reliance on outside capital.

“Money can’t buy happiness,” or at least that’s how the old saying goes.
Yet, when you become a credit union member, your money funds happiness – all while collecting dividends … completely dust-free.

NOTICE: As of April 2, 2018, CO-OP Network ATMs will no longer be surcharge-free for Town & Country Credit Union members. Town & Country...
Financial literacy is a BIG DEAL at Town & Country Credit Union. We want to make sure that we are doing everything we can to help educate our...
Town & Country Credit Union's Board of Directors are volunteer and elected by the membership. They are charged with setting the policies and the...
To view current job openings or apply online click here : If you require accommodation or assistance to complete the online application process,...
PeeWee Penguin Young Saver's Club This savings club is for ages 0-12 and teaches youth the importance of saving and the rewards that come along with...
Your ideas, questions, and feedback are important to us. Please complete the following form and a Credit Union Representative will be in touch with...
Town & Country Credit Union has 10 convenient locations located throughout North Dakota in Kenmare, Fargo, Minot, Stanley, Ryder and West Fargo...
Stay up to date on all things Town & Country! Learn more about upcoming events, special promotions and credit union product updates.
Sign-up today and we’ll be able to send you the latest information on new products and services, as well as news and events at Town & Country...
The security of your private information is a priority at Town & Country Credit Union. We provide our members with a Secure Email Message Center...
$MRTZ® Seminar – A Financial Education Experience $MRTZ® was launched by Town & Country Credit Union in the fall of 2009 in Minot, ND as a way to...