With mortgage interest rates changing every day and fewer homes on the market, buying a house can feel intimidating. At Town & Country Credit Union, our local mortgage team is here to help with our Rate Lock Program*!

How does it work?

A Rate Lock from Town & Country allows you to lock in your interest rate while you search for your next home. Lock while you shop! 

How can I lock in my rate?

The first step is getting pre-qualified online using our convenient mortgage application. Once your mortgage lender reaches out to discuss the programs and amount you qualify for, let them know you’re interested in a Rate Lock. Simple as that!

What type of home loans are eligible for a Rate Lock at Town & Country?

Conventional, USDA, VA and FHA loans are eligible for the Rate Lock Program.

Additional questions?

We’re here for you! Schedule a free consultation with an experienced mortgage lender near you to learn more.

We look forward to helping you make home happen!


*Rates dependent on credit and underwriting factors. Terms, conditions and restrictions may apply and are subject to change.