As you prepare for the 2026 season, your operating loan is one of the biggest decisions you'll make and it's worth taking the time to compare your options.

At Town & Country Credit Union, we specialize in ag lending. We've been financing North Dakota farmers and ranchers since 1939, and we’re proud to be one of the nation’s top NCUA-insured ag lenders. But what really sets us apart is how we operate: local decisions, quick turnarounds, and a team that understands the realities of farming in our region.

If you're working with a lender at a different financial, check with Town & Country before signing for your 2026 operating loan. A short conversation with us could mean better rates, more flexible terms, or simply faster service when you need it most.

We offer a full range of ag financing from annual operating loans to livestock, equipment, real estate, and even specialty projects like grain bins or drainage tile. Whether you need short-term cash flow or long-term capital investment, we’re here to help make it happen.

If you're nearby, let's connect before you sign anything for 2026. With fast decisions, competitive rates, and a deep commitment to agriculture, Town & Country could be the partner your operation needs heading into the new year — and we just might save you money.

Ready to compare? Give us a call or stop by your local branch to visit with a lender, we’re here when you need us.