If you’re worried about your health insurance expiring soon, we have knowledgeable agents who can show you your options.

Congress implemented the Families First Coronavirus Response Act at the start of the pandemic. In exchange for enhanced federal funding, Medicaid was required to keep all individuals enrolled through the end of the public health emergency.

Before the pandemic, several factors played a role in people losing their Medicaid coverage. If they began making too much money, gained healthcare through a new employer, or moved out of state. When these factors halted to accommodate Americans in distress, Medicaid enrollment grew by 5 million between 2020 and 2022. In December 2022, Congress passed the Consolidated Appropriations Act, which declared that the Medicaid provision that barred states from disenrolling members would expire on March 31, 2023.

The COVID health emergency ending will impact an estimated 133,000 North Dakotans. Over the next several months, these changes will be rolled out, and we know that many of you have questions and concerns. Our agents, Julie Colby and Brent Gerber, can help you get the needed coverage.


Julie Colby, Medical Insurance Advisor out of our Minot Main location, has been in the insurance industry since 2012 and is currently licensed in Life, Health, Property & Casualty. She is certified with the Federal Health Insurance Marketplace to help you apply directly with an insurer and assist with obtaining tax credits to help pay your monthly premium.







Brent Gerber, an Agent out of our Fargo 32nd Avenue location, has over 30 years of insurance experience working in various markets and roles. He is certified through MNSure and appointed with Blue Cross Blue Shield of North Dakota and Medica.







Please contact one of our experienced Agents to find out how they can assist you.

Town & Country Insurance Agency is an independent insurance agency proudly serving the communities of Minot, Berthold, Bottineau, and Fargo. Specializing in farm and crop insurance as well as personal and commercial lines, their agents can be reached at 1-866-639-1261. Learn more by visiting www.tandcinsurance.org

Town & Country Insurance Agency (TCIA) is owned by Town & Country Credit Union. TCIA has been serving members and
non-members since 2007. We respect your privacy and do not share your member data with TCIA.