Over the past few days, there has been a lot of talk and media attention surrounding the failure of a couple of large banks. In light of these events, I wanted to take this opportunity to remind you of who we are here at Town & Country and what sets us apart from big banks like those. Here are a few things that make Town & Country different: 

  1. As a community credit union, we’re owned by you – our local members. Instead of paying out profits to outside investors, the credit union's profits are reinvested back into our organization and given to members in the form of lower loan rates, higher deposit rates and other rewards. 
  2. Decisions are made locally, always assessing the impact on members, staff and the communities we serve. 
  3. We invest in our members. The best investment we can make is in the form of a loan to our members, whether that is to an individual, small business, farmer or rancher. 

One area in which we are similar to banks is that your deposits are insured. The National Credit Union Administration (NCUA) has a standard share insurance amount of $250,000 per share owner for each account ownership category, which ensures your deposits are safe. Click to learn more about the NCUA Share Insurance Fund.  

Town & Country has been serving members since 1939. We are financially stronger than ever and well-positioned to continue serving you, our members, for many years. 

We appreciate your membership in the credit union and your continued business. If you have any questions, please call us at 1-800-872-6358.



Brad Houle, CCE