CD offers expired on January 31, 2023. Click here to check out our current CD rates.

We believe financial decisions are personal and your savings options should be too. That's why we've increased the rates on both our short-term and long-term CDs so you can pick the term and rate that works best for you.

Short-Term Savings: Earn 3.75% APY* on your CD with a term of 6 or 12 months.

Long-Term Savings: Earn 3.50% APY* on your CD with a term of 24, 36, 48 or 60 months.

Looking to maximize your savings in the next year? Our 6 or 12-month CDs are perfect for you.

Concerned about how national economic factors could affect your savings growth? Lock in a strong long-term rate today, so you can feel confident weathering whatever may come your way. 

With just $500 required to open a new CD, now is the time to put your savings to work! To lock in these higher rates, you do have to commit to keeping your funds in the CD for the full term. If you need access sooner, a penalty fee for early withdrawal will be applied. When the CD reaches the end of the term, you'll have 10 calendar days to withdraw or move those funds around before the CD auto-renews. 

Stop by any Town & Country Credit Union location today or fill out an online application and one of our team members will get back to you soon.

Questions? We're here to help! Give us a call at 800-872-6358 to speak with a local expert. 

Penalty-Free Rate Upgrade for November CDs: We recognize that rates are changing fast, so if you opened a CD in November you can close it penalty-free and open a new CD at today's higher rates. Stop by one of our locations or give us a call before December 31, 2022, to upgrade your CD rate. 

*APY = Annual Percentage Yield. $500 minimum. A penalty fee is charged for early withdrawal. CDs automatically renew, but there is a 10 calendar-day grace period for auto-renewals. Rates accurate as of 12/1/2022. Insured by NCUA.