It's no secret there are some challenges in the current housing market.

Homes for sale are receiving multiple offers, often over asking, and before you can blink - sold, sometimes in less than 24 hours. Combined with low inventory and higher building prices, it has turned into a somewhat challenging time for potential homebuyers.

While there isn’t much you can change about the current environment, there is something you can do to ensure you’re ready to purchase a home when the right one comes along! Get Pre-Qualified by a local mortgage lender.

What's Pre-Qualification? 

Pre-qualification is very similar to a mortgage application, but it's completed before you start the house hunting process. This simple and quick online application allows you to understand how much house you can afford, the mortgage programs you qualify for, and more importantly, ensures your offer on your dream home is backed by a trusted, local mortgage lender.

How do I get Pre-Qualified? 

  1. Fill out our short online application. You may be asked to verify your identity, credit and employment history, income and financial assets. 
  2. Give your selected mortgage lender time to pull a credit report and review your application. 
  3. Your lender will contact you to discuss the programs you qualify for, how much you've been approved to borrow along with downpayment options.

That's it! In a short amount of time, you're pre-qualified* and backed by a local lender to purchase a home of your very own in whatever the market throws your way!


We’re here to help. Schedule a free consultation or call us at 800-872-6358 to get in touch with one of our local lenders.

*A pre-qualification request is intended for informational purposes only and does not guarantee loan approval, a commitment to rate, fees or terms.