Be Ready to Make an Offer! | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

  • Lock while you shop

    Lock in your Mortgage Rate

    before you find a house!*


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    $25 Deposit Match

    with a new youth or teen savings account!


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    First Responder Loan Discount

    Get 1% off the qualified auto loan rate*


  • Financing for your Home Away From Home

    Special Rates* 

    on Vacation & Lake Homes


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    First Car Loan

    3% rate discount*


Be Ready to Make an Offer!

House stopwatch iconThe housing market is moving at record speeds — meaning houses that go on the market don't stay there very long! With such a competitive market, getting pre-qualified for a home loan is more important than ever to ensure you're ready to make an offer when you find the right one. 

What's Pre-Qualification? 

Pre-qualification is very similar to a mortgage application, but it's completed before you start the house hunting process. This simple and quick online application allows you to understand how much house you can afford, the mortgage programs you qualify for, and more importantly, ensures your offer on your dream home is backed by a trusted, local mortgage lender.

How do I get Pre-Qualified? 

  1. Fill out our short online application. You may be asked to verify your identity, credit and employment history, income and financial assets. 
  2. Give your selected mortgage lender time to pull a credit report and review your application. 
  3. Your lender will contact you to discuss the programs you qualify for, how much you've been approved to borrow along with downpayment options.

That's it! In a short amount of time, you're pre-qualified* and backed by a local lender to purchase a home of your very own. 

Don't let that dream home slip away! Get pre-qualified today so you're ready to make a confident offer. If you'd like to speak with a lender prior to getting pre-qualified, we offer free mortgage consultations. Click here to schedule one with a home loan expert in your area. 

We look forward to helping you make home happen this summer! 

*A pre-qualification request is intended for informational purposes only and does not guarantee loan approval, a commitment to rate, fees or terms.