Health Savings Accounts

Health Savings Accounts (HSAs) function like savings accounts, except the money, is designated for healthcare expenses. You must have a high-deductible health insurance plan to qualify for an HSA. Once set up, you can transfer pre-tax dollars directly into the account and then use that money to cover hospital bills, prescription costs, and more. HSA contributions can be rolled over from year to year.

Town & Country Credit Union Health Savings Account Benefits:

• No annual or monthly fee
• Includes a free debit card to access account funds easily
• Earnings are tax-deferred
• Make pre-tax contributions from your paycheck**
• Any money left in your account at the end of the year will roll over into the following year
• Portable - not tied to just your current employer

Already have an HSA elsewhere? No problem. We accept transfers!

Open a Health Savings Account today!

*APY=Annual Percentage Yield. Rate accurate as of 11/13/2024. Terms and conditions apply and are subject to change. 
**Other limitations may apply. Your tax advisor can help determine if you are eligible.

We offer HSA accounts in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.