First-Time Home Buyer

Getting a mortgage from Town & Country Credit Union means you'll receive a Free Pre-Qualification, low rates, and local decision-making. Our experienced lenders can help you get a mortgage in the form of a Conventional Loan, FHA Loan, VA Home Loan, or USDA Loan. They are also experienced at working with First Time Home Buyer programs.

ND First Time Home Buyer and MN First Time Home Buyer Programs

Do you have more questions than answers when buying your first home? Don't stress. We've got you covered.

Our experienced mortgage team can help qualified borrowers access down payment and closing cost assistance through the First Time Homebuyer Program. This program can be combined with a Conventional Loan, FHA Loan, VA Loan, or USDA/Rural Housing loans.

Town & Country Credit Union offers the ND First Time Home Buyer Program and the MN First Time Home Buyer Program, allowing us to help you finance your first home in either state.

Ready to get moving with your new home? Reach out to one of our helpful mortgage lenders with any questions you may have, or apply online now and get your pre-qualification started. Then check out our Mortgage Application Checklist to determine which documents you'll need to provide to ensure pre-qualification and loan approval go as smoothly as possible.

We can help you determine how much you qualify for, how much of a down payment you need to save, what you can do to improve your credit if needed, and more. It's time to stop feeling overwhelmed. Our mortgage lenders can help make home happen for you.

The Mortgage Process: What You Can Expect

Watch this video to find out how the mortgage process works from application to closing. then, reach out out to a local mortgage officer or apply online using the buttons below.

Rates and loan approval are dependent on credit and underwriting factors and may be subject to additional eligibility criteria. Rates, terms and conditions are subject to change without notice. Contact us for more details.