Agriculture Loan Programs

Over the years our loan officers at Town & Country Credit Union have worked side by side with our established producers to see their operations grow and achieve profitability. Town & Country has some unique types of loans and programs to help our established borrowers along with helping Young and Beginning Producers get a start. Currently, Town & Country has the 5th largest credit union agriculture loan portfolio in the country*.

Farm Service Agency

Town & Country Credit Union is a Preferred Lender with the Farm Service Agency, offering guaranteed operating, equipment, livestock, and real estate loans.

Bank of North Dakota

For years Town & Country Credit Union has worked with the experts at the Bank of North Dakota to help existing producers and new producers in North Dakota expand their operations. Some of the programs we have worked with include:

• The Beginning Farm Loan Program
  • Real Estate Loan Program
  • Chattel Loan Program
• Ag PACE Program
• Farm and Ranch Participation Loan Program

Visit the Bank of North Dakota or stop in today and visit with one of our Ag Loan Officers to see if one of these programs works for you.

Minnesota Department of Agriculture

Recently Town & Country Credit Union has teamed up with the MN Dept. of Agriculture to provide similar programs to our existing and potential producers in MN that the Bank of North Dakota offers to our ND residents. Programs that we have available to offer through the MN Dept. of Ag. include:

• RFA Beginning Farmer Loan Program
• RFA Seller-Assisted Loan Program
• RFA Agricultural Improvement Program
• RFA Livestock Expansion Program
• RFA Restructure ll Program
• RFA Livestock Loan Program
• RFA Value-added Stock Loan Program

American Crystal Sugar Company / Minn-Dak Farmers Cooperative

Town & Country has worked with several producers in the Red River Valley to purchase or refinance the purchase of American Crystal and Minn-Dak Beet stock. Offering competitive terms and variable or fixed rates.

*Callahan & Associates - 2018 Call Report Data