Skip a Loan Payment this Holiday Season | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

System Upgrade: Branches Closed & No Online Access

We are undergoing a System Upgrade from 7 p.m. on Friday, Feb. 26 until Tuesday, Mar. 2. We're upgrading our internal system as well as TCCU Online and our mobile app. We've taken steps to make this as painless as possible fr you, but unfortunately, some inconveniences are unavoidable. 

During this time: 

  1. All branches, including the Contact Center, will be closed Saturday, Feb. 27 - Monday, Mar. 1. We will reopen regular hours on Tuesday, Mar. 2. 
  2.  TCCU Online and our mobile app will also be unavailable from 7 p.m. on Friday, Feb. 26 - Monday, Mar. 1.
  3. Your debit and credit cards will still work during this time, but there will be a $1,000 total daily limit for debit card purchases and ATM withdrawals.
  4. When you log in to TCCU Online or the mobile app for the first time, you're going to use your current username and a temporary password. Members, you received this information in the System Upgrade guide mailed to you. 

Thank you for your understanding while we upgrade to serve you better. Learn more about the System Upgrade here. 

  • System Upgrade

    We're Upgrading
    February 27-March 1

    Find out what you need to know.


  • 82nd Annual Meeting Red, gray and blue background

    Join us Tuesday,
    March 16 at Noon


Skip a Loan Payment this Holiday Season

Skip Your Next Loan Payment with a skip iconUpdated 2/1/2021. Holiday Skip a Pay is no longer available. 

Keep a little more cash in your pocket this holiday season by skipping your next Town & Country loan payment! Our Holiday Skip a Payment program* allows you the freedom to skip your loan payment in November, December or January. You can free up some cash for Christmas shopping, traveling or anything else and then you'll go right back to paying off your loan the following month.

A few things to keep in mind with the Town & Country Credit Union Skip a Loan Payment program:

  • There is an $85 processing fee due at time of approval and a separate form must be signed for each loan.
  • Loans must be current and only one Skip a Payment can be used per loan in either November, December or January.
  • If approved, you will automatcially skip your next loan payment between November and January; you cannot choose a month in advance. 
  • When skipping a payment, the term of the loan will extend and interest will continue to accrue and may result in higher total finance charges. If you elected GAP, the coverage may not be extended beyond the original maturity date.
  • If you've previously used our COVID Skip a Payment program** to skip more than one payment, you are not eligible for the Holiday Skip a Payment. 
  • Visa, agriculture, annual payment, commercial, mortgage and home equity loans, as well as loans subject to the MLA are not eligible for Skip A Payment.

Holiday Skip a Payment requests are now closed for the 2020/2021 season. 

If you have any questions on the Town & Country Credit Union Skip a Loan Payment promotion, please call us at 1-800-872-6358 or stop by one of our offices. We’d be happy to help!

*Terms, conditions and qualifications apply. Subject to approval. **If a member's COVID Skip a Payment was greater than 30 days or they've used more than one COVID Skip a Payment, they are not eligible for the Holiday Skip a Payment program.