A CD at Town & Country Credit Union allows you to earn a higher dividend rate than a regular savings account or money market account. You can open a CD with as little as a $500 minimum deposit. You then choose how long of a term you’d like. Our terms range from 6 months to 5 years with higher CD rates for longer terms. View our CD rates by clicking the link below.
Step-Up: When you purchase a CD with a term of 36 months or greater, you have the opportunity to “step-up” to the current rate any time during the term of the CD after the first year.
Growth Builder 12-Month CD
The Town & Country Credit Union Growth Builder CD was created specifically for kids and young adults ages 0 to 23. This CD maximizes the earnings on their savings in a shorter period of time. All you have to do is agree to leave your funds in the account for a minimum of 12 months and watch your earnings build each month. If you do need to withdraw the money early, there is a penalty of 180 days interest. However, that penalty is waived if the funds are used for educational expenses.
The minimum deposit to open a Growth Builder CD is just $200 making building savings easier than ever! Plus, unlike a typical CD, you can make additional deposits of over $25 at any time. That’s perfect for adding birthday money or other deposits that you’d normally put into a savings account.