Root Menu Subpage Group Our savings accounts provide a safe way to grow your money. Dividends are compounded and paid monthly based on the average daily balance for each account. Account statements are mailed quarterly or monthly if there is account activity. At Town & Country Credit Union, you can count on: FREE TCCU Online and Mobile Account Access FREE eStatements FREE Account Text Updates and Email Alerts FREE Direct Deposit Competitive Interest Rates Automatic Transfers to Make Saving Easy Depositor's Insurance provided by NCUA up to $250,000 Share Savings Deposit of $50 is required to establish membership Minimum balance of $50 is required to avoid a service charge An average daily balance of $300 is required to earn interest Available savings can be used for checking account overdraft protection Tab Title 1: Share Savings Subpage Group 2 Christmas Club, Vacation & Special Share Savings An easy way to help achieve our savings goals for Christmas, travel or special events No minimum balance An average daily balance of $300 is required to earn interest Christmas Club In early November the account balance is automatically transferred into your checking or share savings account. Tab Title 2: Christmas Club Subpage Group 3 Certificates of Deposit Town & Country Credit Union offers certificates of deposit with a $500 minimum deposit. You will earn higher rates than a regular savings account and have terms ranging from 3 months to 5 years. Step-Up Certificates: When you purchase a CD with a term of 36 months or greater, you have the opportunity to “step-up” to the current rate any time during the term of the CD after the first year. Tab Title 3: Certificates of Deposit Subpage Group 4 Retirement If you are concerned about your future, having enough money for retirement, for medical expenses, or your children’s education an Individual Retirement Account (IRA) may be the answer. There are three types of IRAs available: Traditional IRA Roth IRA Coverdell Education Savings Account Each is tailored for a particular use and each has specific eligibility requirements. Tab Title 4: Retirement Subpage Group 5 Money Market Savings A short term option for depositing excess savings without term restrictions. An average daily balance of $1,000 is required to earn a dividend Sum of all low balances must be at least $1,000 to avoid a monthly service charge Dividends are built on tiers; the higher the account balance, the higher the interest rate Premium Money Market Savings An average daily balance of $25,000 is required to earn a dividend Minimum balance must be at least $25,000 to avoid a monthly service charge Requires Premium Checking Account or Progress Checking Account Dividends are built on tiers; the higher the account balance, the higher the interest rate Tab Title 5: Money Market Subpage Group 6 Health Savings Accounts Healthcare costs taking a bite out of your budget? An HSA may be just what you need. Includes a FREE VISA® Debit Card to easily access account funds Bring your HSA over from another institution, we accept rollovers Low annual cost of only $25 a year. Tab Title 6: HSA
