Build Your Credit Responsibly! | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

  • Annual Meeting, 79th Anniversary, Happy Birthday to Us, Town & Country Credit Union
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    Manage your money anywhere, anytime with the Town and Country CU App.

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  • Low Rate Guarantee. Get a Home Loan and Know You're Getting the Best Rate.
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    Financial solutions to your ag business


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    See the many features we offer for personal accounts


Build Your Credit Responsibly!

Credit cards are an important financial tool, but they need to be used responsibly. Here’s  a checklist to follow:

  • Pay more than just the minimum payment each month. If possible, pay it off each month.
  • Use less than 30% of your credit limit.
  • Use credit only if you're certain you can repay the debt.

Secured credit cards – Consider setting aside $200-$300 to secure a credit card in your name. You’ll have the convenience of shopping with a reputable card brand, and we hold the funds in a savings account to secure your purchases. You pay off your card balance or make monthly payments by the due date each month, and your credit score goes up. Compare our low interest rates with no annual fee to bank products, which generally have higher interest rates and annual fees and it’s easy to see why it makes sense to build your credit with your Town & Country Credit Union membership benefits.

Town & Country Credit Union offers a Student Visa®, Classic Visa®, Platinum Visa® and Business Visa®.

Learn more about the benefits that Town & Country Visa® Credit Cards offer today!

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credit builder checklist