Auto Loan Monthly Payment Refinance Calculator | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

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  • Car driving with sun on mountains

    The Road Awaits

    Auto Loan Rates as low as 1.49% APR*


  • Boat pulling waterskiier

    Rates as low as
    2.99% APR*

    on Boats, Jet Skis, RVs, & Campers


Auto Loan Monthly Payment Refinance Calculator


Refinancing an auto loan at Town & Country Credit Union means you'll get a new loan with a new rate and terms to replace your current loan held at another financial. A lower interest rate or longer term can potentially lower your monthly payment, though you pay more overall. Use this refinance calculator by entering the rate and term of your current loan and the rate and term of a potential refinanced loan to compare the monthly payment as well as overall costs.

Our current rates and terms for credit scores 720 and higher are:

36 Month as low as 1.49%
48 Month  as low as 1.99%
60 Month as low as 1.99%
72 Month as low as 2.99%
84 Month as low as 3.49%


To return to the auto loan page, click here. To learn more, call 1-800-872-6358.

*APR=Annual Percentage Rate. Stated rates are in effect 10/1/2020 and applies to 36, 48, 60 or 72-month term with automatic payment from a Town & Country checking account. Rate and approval based on credit history and underwriting factors. Terms, conditions and restrictions may apply and are subject to change. Offer not valid to refinance existing TCCU loans. At stated rate 36 monthly payments of $28.42 per $1,000 borrowed. At stated rate 48 monthly payments of $21.69 per $1,000 borrowed. At stated rate 60 monthly payments of $17.52 per $1,000 borrowed.  At stated rate 72 monthly payments of $15.19 per $1,000 borrowed.

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