Over the years our loan officers at Town and Country Credit Union have worked side by side with our established producers to see their operations grow and achieve profitability. Town and Country has some unique types of loans and programs to help our established borrowers along with helping Young and Beginning Producers get a start.
Farm Service Agency
Town and Country Credit Union is a Preferred Lender with the Farm Service Agency, offering guaranteed operating, equipment, livestock, and real estate loans.
Bank of North Dakota
For years Town and Country Credit Union has worked with the experts at the Bank of North Dakota to help existing producers and new producers in North Dakota expand their operations. Some of the programs we have worked with include:
The Beginning Farm Loan Program
Real Estate Loan Program
Chattel Loan Program
Ag PACE Program
Farm and Ranch Participation Loan Program
Visit the Bank of North Dakota https://bnd.nd.gov/ag/ or stop in today and visit with one of our Ag Loan Officers to see if one of these program works for you.
Minnesota Department of Agriculture
Recently Town and Country Credit Union has teamed up with the MN Dept. of Ag. to provide similar programs to our existing and potential producers in MN that the Bank of North Dakota offers to our ND residents. Programs that we have available to offer through the MN Dept. of Ag. include:
RFA Beginning Farmer Loan Program
RFA Seller-Assisted Loan Program
RFA Agricultural Improvement Program
RFA Livestock Expansion Program
RFA Restructure ll Program
RFA Livestock Loan Program
RFA Value-added Stock Loan Program
Stop in today to speak to one of our Ag Loan Officers to see if one these programs works for you.
American Crystal Sugar Company / Minn-Dak Farmers CooperativeTown and Country has worked with several producers in the Red River Valley to purchase or refinance the purchase of American Crystal and Minn-Dak Beet stock. Offering competitive terms and variable or fixed rates.
Tiling, Shops, Machine Sheds, Grain Bin Set Up
In the Red River Valley and Western North Dakota drain tile has become a pivotal part of many operations. Town and Country Credit Union has worked with several producers to improve their farm land by adding drain tile under non-preforming acres. We offer competitive terms and rates. No project is too big or small for us.
Keeping your tools, equipment, and livestock in a well-kept building or shop can save many years of wear and tear and add efficiency to your operation. Town and Country will work with you to expand or build new shops, machine sheds, or livestock facilities to maximize the condition of these important assets and keep them sheltered from the North Dakota weather.
Whether it is a bunker ring, grain bagger, a dryer or an entire grain set up, Town and Country Credit Union understands the importance of having the ability to handle your grain and to be able to store your grain in a cool dry place. We offer competitive terms and variable or fixed rates on all of your grain storage needs. We have experience working with industry expects at Cargill and Farm Service Agency to name a few to maximize the most cost effective way for producers to build a bin site.