We’re stepping up to help resilient homebuyers in Minot | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

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We’re stepping up to help resilient homebuyers in Minot

There is a new homebuyer incentive program in Minot for those impacted by the 2011 flood and Town & Country Credit Union is here to help.

Is your home being acquired for the Minot flood control project?
Did you live in a home or apartment during the 2011 flood that was significantly damaged?

If you answered yes to either of these questions and you’re looking to purchase a home in the City of Minot, the Resilient Homebuyer Program could be an option for you. The Town & Country Credit Union mortgage team in Minot is ready to help those who qualify access their benefits and purchase their new home. Plus, we'll give qualifying borrowers a $300 credit on their closing costs*! 

Qualified buyers may be eligible for up to $60,000 to help them purchase a home. This assistance is available through the North Dakota Housing Finance Agency (NDHFA) to eligible low and moderate income (LMI) homebuyers for the purchase of an existing resale home or a newly constructed home in what the City of Minot has qualified as “resilient neighborhoods.” In short, these are neighborhoods outside the new FEMA 100-year flood plain and within the boundaries of the City of Minot.

“We know that the impacts of the flood are still rippling through the City of Minot now seven years later,” said Jeremiah Kossen, Town & Country Credit Union President and CEO. “As community members ourselves, we believe stepping up and offering these loans to qualifying home owners is just one small way we can help our fellow citizens continue to recover and build a more resilient Magic City.”

To determine if you qualify for the Resilient Homebuyer Program, contact the Minot Disaster Recovery Office managed by CDM Smith to fill out a homebuyer profile. They can be reached between 9 a.m. and 4 p.m. Monday-Friday by phone at 701-837-5813 or via email at VogelgesangAJ@cdmsmith.com or SmallT@cdmsmith.com.  

After you fill out the homebuyer profile and CDM Smith determines that you qualify for the program, reach out to our expert mortgage team to set up an initial meeting. Our trained mortgage lenders – Renata, Jill and Lisa – will walk you through the Resilient Homebuyer Application, including any required income documentation, and work through the rest of the qualification process. 

“We know flood recovery has already been a long, complicated process. That’s why we’re committed to working with qualifying homebuyers to make taking advantage of this incentive program and purchasing their new home as smooth as possible,” said Kossen. 

To learn more about the program, click here. 

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* Rates and loan approval are dependent on credit and underwriting factors. Terms, conditions and restrictions may apply and are subject to change.  

Minot Resiliency Loans. $300 off closing costs. House, sky, clouds, blue, new