Pre-Qualification - A Powerful Tool for Homebuyers | Town & Country Credit Union

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Pre-Qualification - A Powerful Tool for Homebuyers

Why Pre-Qualification is the Most Powerful Tool in Your Home Buyer Tool Box

If you’ve spent any time online or talking to people about buying a home, you’ve probably heard the term pre-qualification. Sounds cool, but what does it really mean? 

Pre-qualification is similar to a mortgage application, but it is done prior to finding the home you want to buy. Pre-qualification allows you to:

  • Find out how much you can borrow before you start your home search.
  • Understand your monthly payment and interest rate in advance.
  • Become a serious buyer. When you’re pre-qualified, both real estate agents and sellers know you’re serious about purchasing a home.
  • Confidently make an offer on a home and ensure a stress-free journey to closing day.

Whether you're a first time homebuyer or purchasing your forever home, pre-qualification can bring you peace of mind by cutting out the uncertainty and allowing you to focus on finding the right home for you. Mortgage calculators can be a great place to start, but finding out what you can actually afford from an experienced mortgage lender is priceless.

At Town & Country Credit Union, you can get pre-qualified online fast. Plus, it’s completely free! Click the link below to apply.

Let’s get started on your journey to your dream home together.

Click here to apply online today