New Year, New Home: Invest in a Home of Your Very Own | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

COVID-19 Update Aug. 10

Our lobbies are now open, with the exception of our Fargo Sanford location which will remain temporarily closed due to visitor restrictions at the Sanford Broadway Medical Center.

We're asking you to join us in taking precautions to help keep all of us healthy:

  1. Use the hand sanitizer that's available near the entrance.
  2. Maintain a 6-foot distance whenever possible. Stickers have been installed on the floor for you to stand on while waiting in line.
  3. Plexiglass germ guards have been installed on our teller lines. Please stand behind them while conducting your business.
  4. Masks are allowed, but not required in our branches. If you do choose to wear a mask, we ask that you do not wear anything else that would obstruct the view of your face such as a baseball cap, sunglasses or a hood.
  5. Do not come in if you’re feeling sick. Give us a call or access your account online to conduct your business.
  6. If you need to meet with an account opener or loan officer, call us to make an appointment by calling 1-800-872-6358. When you get to the branch, wait in your car until your scheduled appointment time.

We’re looking forward to serving you in our branches, but also understand that some of you may prefer a no-contact method of conducting business. You can still open an account or apply for a loan online, access your accounts through TCCU Online and our mobile app, or give us a call to make a transfer, loan payment or more. 

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New Year, New Home: Invest in a Home of Your Very Own

Are you sick of shelling out rent money every month? Are you in need of a larger space to entertain your family and friends? Do you want a place you can call yours? Sounds like it’s time for homeownership!

Buying a home is one of the biggest investments and financial decisions you’ll make in your lifetime and it can seem overwhelming at times. Fortunately, there are educated professionals, such as mortgage lenders, realtors and home inspectors, available to make the home buying journey easy and enjoyable.

While there are many reasons to consider purchasing your own home, capitalizing on an investment of your very own is high on the list. Check out how homeownership could help you grow your wealth:

  • Investment: When you rent, you're paying a lump sum of money each month to your landlord. When you purchase your own home, you're making an investment that will generally appreciate in value over time. When it comes time to sell, your house could be worth more than the original purchase price.
  • Equity: Owning also allows you to build equity. Your home's equity is your down payment plus the amount of money you've put toward paying off your mortgage. By simply making your mortgage payments each month, you're building equity with the principal portion of your payment.
  • Tax Incentives: And finally, home owners receive tax incentives renting doesn't offer. Consult with your tax preparer as a portion of your mortgage interest paid out over the year could be tax deductible. This perk of home ownership will save you money and allow you to invest elsewhere.

Interested in learning more about homeownership? Set up a free, no strings attached mortgage consultation with one of our local lenders. They’ll walk you through the home buying journey, answer any questions you may have and recommend a customized financing option to get you into a home of very own. And if the time isn’t right, they’ll give you a step-by-step plan to make sure you’ll be ready to make home happen when the time comes.