Maximize Your Money with a Money Market | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

Offices Closed Friday, July 3 and Saturday, July 4, 2020

Our offices will be closed on Friday, July 3 and Saturday, July 4, in observance of Independence Day. This will include all locations as well as our contact center. Additionally, incoming wires and checks deposited using mobile deposit capture on Friday will not be deposited into accounts until Monday, July 6.

COVID-19 Update

Our lobbies are now open, with the exception of our Fargo Sanford location which will remain temporarily closed due to visitor restrictions at the Sanford Broadway Medical Center.

We're asking you to join us in taking precautions to help keep all of us healthy:

  1. Use the hand sanitizer that's available near the entrance.
  2. Maintain a 6-foot distance whenever possible. Stickers have been installed on the floor for you to stand on while waiting in line.
  3. Plexiglass germ guards have been installed on our teller lines. Please stand behind them while conducting your business.
  4. Masks are allowed, but not required in our branches. If you do choose to wear a mask, we ask that you do not wear anything else that would obstruct the view of your face such as a baseball cap, sunglasses or a hood.
  5. Do not come in if you’re feeling sick. Give us a call or access your account online to conduct your business.
  6. If you need to meet with an account opener or loan officer, call us to make an appointment by calling 1-800-872-6358. When you get to the branch, wait in your car until your scheduled appointment time.

We’re looking forward to serving you in our branches, but also understand that some of you may prefer a no-contact method of conducting business. You can still open an account or apply for a loan online, access your accounts through TCCU Online and our mobile app, or give us a call to make a transfer, loan payment or more. 

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Maximize Your Money with a Money Market

You're working hard to save some serious cash. It's time you put that money to work for you. Maximize your earnings without losing your flexibility with a Town & Country Money Market account.

A Money Market account provides a great way to earn more interest on your savings without tying your funds up for a specific term like a Certificate of Deposit (CD) would. With a Money Market, your earnings are based on your balance and you can withdraw your funds at any time. Plus, unlike many money market accounts at other financial institutions, Town & Country Money Markets have no minimum balance fees and no monthly service charges – just great rates.

Which Money Market is best for me?

We have two options for a Money Market account – a basic Money Market and a Premium Money Market.

Money Market: Great for members who want to earn higher dividends on balances of $1,000-$25,000. Dip below the minimum of $1,000? No worries. Your earnings just drop down to the share savings rate until you increase the balance again.

Premium Money Market: Designed for high dollar savers. You can earn tiered dividends on balances over $25,000. The more you save, the more you earn!

Check out an earnings breakdown below.

Account Average Daily Balance APY*
Premium Money Market   $25,000 - $99,999.99  0.50% 
  $100,000 - $249,999.99   0.75% 
  $250,000+  1.15% 

 

 

 

 

What do those rates look like in dollars? Let’s try a couple examples.

Example 1: Betty is carrying a balance of $50,000 in her share savings account which will earn $25 over one year. If she upgrades to a Premium Money Market account, she’ll earn $250 over that same year!
Example 2: Elmer is carrying a balance of $200,000 in his share savings account which will earn $100 over one year. If he upgrades to a Money Market account, he will earn $1,500 over that same year!

Stop in or give us a call today to see how much you could earn by maximizing your savings with a Town & Country Money Market account!

*APY=Annual Percentage Yield. Rates accurate as of 6/19/2019. Current rates available here.