Get a great rate on a Home Equity Line of Credit: The best way to finance your remodel | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

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    Construction Loan Special

    Rates as low as 1.99% (6.56% APR*)


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    Variable Home Equity Line of Credit

    Rates as low as 3.75% APY* 


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Get a great rate on a Home Equity Line of Credit: The best way to finance your remodel

When you’re reinvesting in your home with a big remodeling project, you know it’s going to get expensive. Put all those payments you’ve made over the years to work for you with a Home Equity Line of Credit (HELOC) to finance your project. How does a HELOC work? Unlike a regular home equity loan where you get a lump sum payout that you’ll then pay off over time, a HELOC gives you the ability to make draws up to a total approved amount, as you need it. Plus, you only pay interest on the amount you’ve borrowed, saving you money over time.

If you’re looking for a reason to check that remodel project off your to-do list, check out this awesome deal – only available through April 30, 2019.

Get a Home Equity Line of Credit (HELOC) with a variable rate as low as 3.75% APR* and a loan-to-value ratio of up to 90%!

What’s a loan-to-value ratio? That means you can be approved to borrow up to 90% of the appraised value of your current home when you combine the mortgage you may have now and an additional HELOC.

You can make draws from your HELOC over a period of 5-10 years and you can choose to make monthly principal plus interest or interest only payments during the draw period. After the draw period is closed, you’ll make principal plus interest payments tied to the prime rate over 180 months. Plus, it’s easy to transfer funds during the draw period. Just log in to Town & Country online account access and transfer from your HELOC account into your checking account, or give us a call at 800-872-6358.

Now’s the time to take advantage of this great deal and take your remodel project from idea to reality. You’ll thank us later when you’re drinking coffee on your new deck or in your gorgeous new kitchen. Plus, you don’t have to stop there, pay back your first draw and you can finance your next project within the same draw period without have to get reapproved.  

Find your local expert or apply online now to take advantage of this offer before it runs out on April 30!


*APR = Annual Percentage Rate. APR shown is accurate as of 2/20/19 and reflects a .50% discount off qualified rate, this offer is good through 4/30/19.  Rates are variable and will be dependent on credit and underwriting factors and automatic payment.  5- or 10-year draw period with a 180-month repayment after draw applies. Rate will adjust as the Prime rate changes based on the Wall Street Journal Prime and margin is dependent on risk based pricing. This can change on the first day of each month. The maximum APR that can be applied is 18%. There may be $0-$1000 in additional fees. Terms and conditions apply and are subject to change.