Drive Home with Auto Loan Rates as low as 1.99% APR*! | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

Branches Drive-Up Only Until Further Notice
In an effort to abide by CDC guidelines and keep our staff and members safe, all branches, with the exception of Kenmare, will be drive-up only until further notice. Kenmare will maintain normal lobby hours. Our Town & Country Credit Union Sanford branch in Fargo will also be closed during this time.

You can always access your accounts through TCCU Online, our mobile app or by contacting us via phone at 1-800-872-6358. You can also apply for a loan or open a new account online or over the phone. If you have a need or transaction that cannot be completed online, through the drive-up or over the phone, limited in-branch appointments are available. Please contact us.

For additional information on how the credit union is handling COVID-19 and resources for our members in need, click here.

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  • House with cloud above

    Historically Low Mortgage Rates!

    Purchase or Refinace Today! 


  • White SUV parked in front of garage and house

    Auto Loan Rates as
    low as 1.99% APR*


Drive Home with Auto Loan Rates as low as 1.99% APR*!

Whether you are looking to purchase a new or used vehicle, don’t rely on the dealership to finance your new ride. Apply for an auto loan at Town & Country and save!

At Town & Country Credit Union, we’re proud to offer some of the lowest auto rates in town – as low as 1.99%* APR!

Drive Home with Auto Loan Rates as low as 1.99%*Applying for an auto loan with Town & Country is easy and fast! Simply fill out our online application prior to shopping and we’ll let you know how much you can spend on a new vehicle. Once you find the right vehicle, we’ll finish up the financing. You can finance up to 100% of the manufacturer’s suggested retail price and our financing can include taxes, document fees and more leaving you with just one affordable monthly payment. Plus, we offer Guaranteed Asset Protection Coverage and three levels of extended warranties for new and used vehicles, just like the dealerships.

Ready to Refinance?

If you’re interested in refinancing your current auto loan, we can help with that too! It doesn’t matter if you financed last month or last year, you could save thousands by lowering your interest rate. Give our auto loan calculator a try and then fill out our online application.

First Car Loan Special

On top of low rates, we’ve created a First Car Loan to help young adults, ages 17 and under, finance their first ride while building their credit score. This loan offers 3% APR** off the auto loan rate, (minimum of 1% APR**)  and allows teens to borrow up to $10,000 on a new or used vehicle with a co-borrower. Click to learn more about the Town & Country Credit Union First Car Loan.

Whether you’re looking to purchase, refinance or apply for our First Car Loan, we can help you save! Get started today by filling out our online application. If you have additional questions, please call 1-800-872-6358 to be connected to a local lender. Happy car shopping!

Click here to apply online today

*APR = Annual Percentage Rate. Stated rate of 1.99% is effective 2/28/2020 and applies to 36-month term with automatic payment from TCCU checking account. Rate and approval based on credit history and underwriting factors. Terms, conditions and restrictions may apply and are subject to change. 36 monthly payments of $28.64 per $1,000 borrowed. 

**APR = Annual Percentage Rate. Stated rate of 1% is effective 2/28/2020 and applies to 36-month term. Rate and approval based on credit history and underwriting factors of co-signer. Terms, conditions and restrictions may apply and are subject to change. At stated rate of 1% APR 36 monthly payments of $28.21 per $1,000 borrowed.  Requires automatic payment from a Town & Country checking account.