Down Payment and Closing Cost Assistance offered at Town & Country! | Town & Country Credit Union

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Town & Country Credit Union

Town & Country Credit Union

COVID-19 Update

Our lobbies are now open, with the exception of our Fargo Sanford location which will remain temporarily closed due to visitor restrictions at the Sanford Broadway Medical Center.

We're asking you to join us in taking precautions to help keep all of us healthy:

  1. Use the hand sanitizer that's available near the entrance.
  2. Maintain a 6-foot distance whenever possible. Stickers have been installed on the floor for you to stand on while waiting in line.
  3. Plexiglass germ guards have been installed on our teller lines. Please stand behind them while conducting your business.
  4. Masks are allowed, but not required in our branches. If you do choose to wear a mask, we ask that you do not wear anything else that would obstruct the view of your face such as a baseball cap, sunglasses or a hood.
  5. Do not come in if you’re feeling sick. Give us a call or access your account online to conduct your business.
  6. If you need to meet with an account opener or loan officer, call us to make an appointment by calling 1-800-872-6358. When you get to the branch, wait in your car until your scheduled appointment time.

We’re looking forward to serving you in our branches, but also understand that some of you may prefer a no-contact method of conducting business. You can still open an account or apply for a loan online, access your accounts through TCCU Online and our mobile app, or give us a call to make a transfer, loan payment or more. 

Down Payment and Closing Cost Assistance offered at Town & Country!

One of the most common misconceptions about buying a home is that you need a substantial down payment. While purchasing a home is not without its upfront costs including a down payment and closing costs, there are cost saving programs available to help you get into your dream home, without the added stress. 

The first is Down Payment Assistance. There are several programs available through North Dakota and Minnesota Housing and the Federal Home Loan Bank which are designed  to assist with the funds required for a down payment. By leveraging these programs, you can leave the stress of saving for an excessive amount behind!

Second, Closing Cost Assistance is also available. The fees associated with your home purchase add up quickly. This program keeps the cost as low as possible, keeping more money in your wallet. Did someone say housewarming party for your friends and family?

Let us help you navigate through the mortgage options.  Set up a free, no strings attached, appointment with one of our experienced mortgage lenders. We will partner with you in developing your personal plan. We will analyze your unique situation, review the different loan programs, price ranges and the assistance programs you may qualify for. With that information, you can stop wishing and create a plan to get you to your next step – a new home. 

Set up an appointment with a local lender today!