A $50 deposit in a savings account opens the door to a TCCU Membership. At Town & Country Credit Union, you can count on:

• Competitive interest rates
• Payroll Deduction
• Automatic transfers to make saving easy
• Depositor's Insurance provided by NCUA
  • Up to $100,000 for non-IRA
  • Up to $250,000 for IRA
• Additional share insurance provided by Excess Share Insurance (ESI)
  • Up to $250,000 for non-IRA
  • Up to $250,00 for IRA

Share Savings
A minimum $50 deposit is your basic membership requirement. Rates

Share Certificates
With a $500 minimum deposit, you will earn higher rates and have terms ranging from 3 months to 5 years.  Share certificates are insured by the NCUA and Excess Share Insurance (ESI). Rates

IRAs - Individual Retirement Accounts
All IRA plans offer three basic benefits: security for your retirement years; tax deferred interest until you withdraw your funds (as early as age 59 1/2); and a possible deduction from annual gross income on your federal income tax return.

You have the choice of an IRA Certificate or you can build an IRA Savings Account by depositing through Payroll Deduction and then roll your investment into an IRA Certificate to lock in an even greater return.

IRA Certificates
IRA Certificates are also available with a $500 minimum deposit and have terms ranging from 3 months to 5 years. Rates

*Consult a tax specialist to see if your IRA contribution qualifies as a tax deduction.

Christmas Club
Save for Christmas expenses throughout the year with regular deposits. Automatic transfers or payroll deductions make it easy!  You’ll receive your savings in early November, just in time for Christmas shopping! Rates

Vacation Club
Save for special occasions by making regular deposits throughout the year or contributing "painlessly" through Payroll Deduction.  Your Vacation Club funds are available when you need them. Rates

Pee Wee Penguin Young Saver's Club
This savings club is for ages 0-12 and teaches youth the importance of saving and the rewards that come along with it. Rates

• No minimum balance
• Dividend paid on all balances
• Annual Youth week celebrations
• Birthday postcards
• Pee Wee prints newsletter
• Pee Wee record keeper and coin saver book
• Pee Wee Penguin Young Saver's Club membership card

Club “55“
For members age 55 and over who like the opportunity to be involved with people in their peer group.

Club “55“ members are invited to enjoy a variety of escorted social events and travel opportunities at discounted rates. Travel programs are designed specifically for your special group and will be coordinated by our marketing department.

Depositors Insurance
Your accounts are insured up to $100,000 by the National Credit Union Association (NCUA). Additionally, our Board of Directors have chosen to provide up to an additional $250,000 of savings protection to each qualifying account through Excess Insurance Coverage (ESI). ESI is a wholly owned subsidiary of American Share Insurance (ASI), the nation's largest private credit union deposit insurer. Rest assured that there is no safer place for your money than a federally insured credit union.